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Compliance Playbook For US Companies In Response To Europe’s CSRD

Forbes Business Council

According to a recent analysis by Bank of Montreal (BMO) and the Swiss Re Institute, the social inflation rate—the trend of rising insurance claims costs driven by increased litigation—is not expected to slow in 2025, posing a threat to insurer profitability and overall market stability. However, rates averaged about 7% between 2017 and 2023.

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Holiday Cottage Hot Tub Rules, Regulations & Maintenance Tips

Schofields Insurance

If you decide to take the plunge, you need to make sure that you follow the health and safety guidance and regulations. Operating instructions and signage For guest safety, to protect you from litigation and your hot tub from misuse or damage, you need to provide guests with clear instructions on its use and your rules.